Tools

Archetypes - Saver

The Saver seeks security and abundance by accumulating more financial assets. At worst, you can be fearful, frugal, hoarding or even obsessive when it comes to money, but your gifts are that you’re almost always financially self-sufficient or perhaps in a state of abundance. Today, try making relaxation and enjoyment of your life the highest priority.

You’re probably a Saver if:
• You save more than 20 percent of your earned income each year.
• You spend and give away less than 3 percent of your total financial net worth each year.
• Your net worth grows more than 5 percent from year to year (as you’ll see, this metric can also be indicative of an Empire Builder).

Painful Emotional States
Obsessive
Tense
Hyperanalytical
Futuristic

Common Distorted Thoughts (Conditioned Beliefs from the Past)
If I save enough, I’ll be happy, safe, secure.
I’m worried that I won’t have enough.
I have to keep a close watch on my nest egg.
What am I worth now? How much has that grown/shrunk?

Liberating Wisdom or Ways to Focus
Relaxing and enjoying my life is a high priority in this next hour.
I will find a way to connect to the world through a relationship or one of my passions right now.
My fulfillment is my highest priority today.
Relaxing is a much more important part of my life than I realize.

Archetype(s) You Most Need to Emphasize to Create Balance
Pleasure Seeker: enjoyment, pleasure
Idealist: passion, vision, creativity
Caretaker: relationships, compassion, generosity,courage

A Practice

AUTOMATICALLY SET ASIDE SOME MONEY FOR SPENDING AND GENEROSITY.
Would you be more fulfilled over the long haul if you used less of your money for future accumulation and more for spending on pleasurable purchases, like buying yourself time to do more of the things you love in life? How would it feel to give more generously, whether to charities, neighbors, friends, or family members in need? Set aside some amount of money—$1 a day or $100 a month, whatever feels right to you given your financial and emotional situation—and spend half of it on material objects or experiences that bring you pleasure and fulfillment right now, in this moment (remember, the Saver loves to delay gratification). With the other half, be generous, whatever that means to you. Expect that you’re going to have some conflicts; you’re going to feel nervous
as you spend on yourself or practice generosity. But allow yourself to be nervous, and do it anyway without overthinking. Set this up automatically
so you have less of an emotional battle each month as you work to change your savings habit. For example, have your bank or employer automatically transfer your chosen dollar amount into a separate “play” account each month, or do it one time and don’t allow yourself to use that account for anything other than generosity or spending that brings you immediate pleasure. Does it feel uncomfortable as you try on these ground-breaking behaviors? Do it anyway!

To do more specific practices related to the Saver, buy my book or attend a workshop.

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